Pure independence from mutual fund families and insurance companies means that we have absolutely no incentive to construct our portfolios by choosing one investment over another.

This neutral, unbiased approach allows us to utilize impartial, third party resources from the industries top research companies to determine our portfolio construction.  Our only interest is for your money to grow.  We receive no compensation or perks from any investment company, any fund, any family of funds, or any vendor or service provider we use or recommend.